After scouring the internet, using common sense, getting tips from friends and thinking about the things I do already I have complied a list that will serve as my budget bible for the next 5 weeks and thought I would share it with you.
I have split the list into the areas that I think I can cut back/save money then listed all the ways I can influence them (such a geek I know)
FOOD BILL
This is the biggest and easiest area for cut backs so i warn you in advance is a bit lengthy
1) Shop around - see where has the best deals
is the market cheaper (fruit and veg at the end of the day can go for less than 50%)
buy own brands and compare who's are cheapest
2) Meal plan - plan 7 days meals (breakfast dinner and tea)
list all ingredients needed to make all these meals
tick off the ingredients list what you already have in (actually check the cupboards)
only now make your shopping list
3) Make a shopping list - see above
4) Portion control - measure out things like pasta and rice, these are easy to over estimate
if you are left with extra once cooked box/bag them up
children eat less that adults
5) Buy in bulk - non perishables like toilet roll, cans, nappies anything you regularly use thats on offer
buy meat in bulk portion it out and freeze
cook big batches of things like chilli, stews, etc and freeze in portions
6) Left overs - spag bol, chilli, stews even if not enough for a full meal freeze and have with a jacket potato for lunch
cooked too much veg with tea chop it up and mix with mash potato and cheese make into patties and freeze for yummy bubble and squeak ready to just throw in the oven
stale bread, blend into bread crumbs and freeze to use later to crumb fishfingers, chicken nuggets or kiev, or mix with some cheese and sprinkle over a pasta bake for a yummy crunchy topping
compost, compost, compost
7) Grow your own - herbs are easy and dont need much space of time
strawberries, carrots, potatoes, tomatoes, chillies and peppers can all be grown in pots
if you have a good harvest make preserves/jams
swap you harvest with friends/family that also grow their own for more variety
8) Walk to the shops - this stops impulse buys as you can only carry so much home
saves fuel costs
9) Re-usable bags - better for the environment
some stores charge for bags so taking your own saves pennies
only take as many bags as you will need for your shopping list so you cant fit any impulse buys in
10) Dump the processed - making your own from scratch is not only cheaper but also healthier
UTILITIES
Gas - turn thermistat down by 2 degrees
tin foil behind radiators
draft proof doors and windows
turn off radiators in unused/spare rooms
Electric - energy saving light bulbs
use lamps instead of main light
turn off lights as you leave the room (drill this into the kids)
turn off electricals at wall
dont use standby if they are going to be off for more than an hour
Water - turn tap off while brushing teeth
have a shower instead of a bath
if having a bath share, throw the kids in together or after you
use bath water to water the plants/garden
dont over fill the bath, your not going swimming just having a wash
fill sink for a wash rather than having it constantly running
use buckets/tubs outside to collect rainwater to water the garden, plants, clean the paving flags
toilet - do you NEED to flush it everytime??? if its brown flush it down if it yellow let it mellow ha ha
CAR COSTS
Insurance - shop around to get cheapest quote
put a more experience/older driver on your policy to lower cost (only do this if they may actually drive the car within the year, even if only once otherwise its naughty naughty naughty and I cant condone this!)
Fuel - can you car share
look for cheapest price and fill the tank
look for loyalty deals (morrisons miles, necter points)
LEAVE IT ON THE DRIVE! nothing will save you more money than walking
check tyre pressure
empty the boot
General - keep water and oil topped up
do small jobs on the car yourself
get punchers repaired instead of getting a new tyre
look at part worn tyres instead of brand new
MAKE DO AND MEND
Clothes - Fix missing buttons, small holes etc yourself instead of throwing out
Do your own alterations
buy second hand (ebay, charity shops)
customise old clothes instead of buying new (you can make a demin skirt for old jeans)
have a clothes swap with friends
Home - do jobs around the home yourself
use sites like freecycle and fregal
upcycle (instead of buying shelves use old doors, pallets, planks to make your own)
use the internet (look for tutorials on simple jobs like fixing a leaking tap or how to hang wallpaper)
Kids - Dont buy new, ook at carboots, ebay, charity shops for toys
Use your imagination, there are hundreds of ways to entertain the kids for free (crafting, free day out, den building, cooking)
Look for great quality clothes second hand (they grow out of them so quickly anyway)
Well that's pretty much it the rules for living for less for the next month, I am sure I will be able to add more as the month progresses but for now that my lot.
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